This is an insurance that shall cover machines, production lines, equipment of chill rooms, air-conditioners and computers against losses or damages that may result from unexpected accidents, whether external including human faults or internal that may happen to the insured machines. The following are examples of the most important of such accidents:

• defect in the design, manufacture, installation or operation
• lack of experience & short of skill
• malfunction in the circuits of such machines or increase in voltage
• short of water in the boilers that may cause the incorrect operation of boilers, improper performance of pressure measuring machines or failure of the internal boiler system
• rupture resulting from centrifugal force
• physical burst or buckling
• storms, frost and icing