This kind of insurance covers the following:

• Medical care resulting from an accident or illness happens to the insured including treatment in hospitals and making surgical operation.
• Losing bags and luggage.
• Permanent partial or total disability or death as a result of an accident.
• Emergency dental treatment.
• Extending the period of the insured staying abroad due to illness or injured by a physical injury.
• Traveling and staying of the companion of one of family members if the insured has to stay in the hospital for treatment as a result of illness or accident.